Is there any way to negotiate with creditors?

I'm figuring I have around $4200 in debt and I want to use my tax return to pay most, if not all of it off. I didn't file my return last year, so all together I will have enough to pay it all off, but I'd like to have a little extra to set aside in savings, especially since I'm taking maternity leave in about 2 months. What is the best way to go about paying off all my debt?

Yes, you can, you need to answer the phone and work with them. Tell them you are wiling to work with them and often they will eliminate 1/4 to 1/2 your debt.

1 Comment on “Is there any way to negotiate with creditors?”

  1. #1 chloie
    on Apr 9th, 2009 at 6:43 am

    Yes, you can, you need to answer the phone and work with them. Tell them you are wiling to work with them and often they will eliminate 1/4 to 1/2 your debt.
    References :

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